The mentioned terms and conditions are duly owned and regulated by RBI. This is owned by our website where all the rules and regulations are adhered to. On this page, all the terms and conditions related to the digital lending process are mentioned.
Alongside, personal details gathered from the services are mentioned explicitly. A chronological report of all the accomplishments and procedures are mentioned duly. Some personal information too is extracted for better communication of the process.
This terms and conditions page has been created adhering to the Information Technology Act and the Indian Contract Act.
Attained the following information
- Your Name
- Email Address
- Photograph
- Postal Code
- Contact Number
- Bank Account Details
- Bill Details
- Permanent Account Number (PAN)
- Aadhar Card
- Residential Details
Approval of Loan
We extract details for the verification and proceed with the loan approval where all the information is obtained from your end. The loan approval completely depends on our satisfaction. We need to be satisfied with the verification and it depends upon us if we cannot approve the loan.
Loan Rejection
It is upon our discretion to let you know about incomplete documentation pertaining to which loan can be rejected. If your salary verification is incorrect or the background verification is not up to the mark according to us, a negative impact can be put on you availing the loan.
Third-party policy
We can share this information with our clients or third parties who are delivering our services. But they never misuse your information at all and it is only to deliver efficient services.
Accessibility of devices
We would want to have the accessibility of your devices as per our choice to ensure the location along with the requirements of video KYC and all. To make sure of the KYC the accessibility of your devices will be with us in whichever way required like your camera, microphone or location.
Cookies
Our website will send you cookies to enhance the services with multiple information such as server details, product delivery, etc.
Approval of terms and conditions
Unless you agree with the terms and conditions you can’t go ahead to avail the services. We can withdraw services at any time we find you not adhering to the terms and conditions.
Contract Act
Any customers going ahead with digital lending must be eligible as per the Contract Act 1872. In case of any defaults, their agreement and services can be immediately terminated.
Contact details
We are not responsible for any defaults if you visit another website or get in a loop of some kind of fraud. We always contact you with our registered contact details mentioned on the website.
Grievance
You can register your complaint with the grievance team. In case of any delay or interruption of services. In case you want more information you can contact the Grievance officer as per your understanding.